CheqMate

See upcoming bills, what’s covered, and what’s safe to spend. Built for iOS 26+ and Apple Watch. Private by design.

CheqMate mark

See it in action

Real captures from the iOS Simulator.

Plan view
Income view
Bills list
Insights
Watch app

Everything you need to plan by paycheck

Fast, private, and built for iOS 26+.

💸

Paycheck-first planning

Match bills to paydays so you know what’s covered before it hits.

One-tap bill tracking

Mark as paid and watch remaining totals update instantly.

🧮

Free-to-spend clarity

See exactly what’s safe to spend each period after bills and holds.

🔁

Carry-over control

Optionally carry remaining funds to the next paycheck. Your choice.

📲

Widgets & Watch

iOS and watchOS widgets plus a Watch app for quick glances.

🗣️

Siri Shortcuts

Ask for free-to-spend, upcoming bills, and more via App Intents.

🔔

Smart reminders

Bill notifications that use stable IDs, with quiet defaults.

🗂️

Local backup & restore

Export and import your plan locally. Your data stays with you.

💡

Coach tips

Inline, HIG-style suggestions powered by your actual plan data.

CheqMate Pro

Unlock advanced customization and power features — available as an in-app purchase.

Free

  • Paycheck-first planning
  • One-tap bill tracking
  • Free-to-spend
  • Carry-over toggle
  • Widgets & Apple Watch
  • Siri Shortcuts / App Intents
  • Bill notifications (baseline)
  • Local backup & restore

Pro

  • Debt Calculator
  • Multi-period Insights
  • Alternate app icons
  • Typography overrides
  • Extra accent colors
  • Encrypted backup export
  • Advanced notification limits
  • Quiet hours
  • Multiple income sources
How to get Pro

Feature availability based on current app build. No data collection.